Next release Monday, 30 November 2026, 04:30 New York. Every release since 4 Jan 2016: 130 on record, actual against forecast. Medium impact for the GBP. Updated within the hour of each release.
The last UK BoE Consumer Credit (Sep. 2026, released 29 Oct 2026) came in at £1.914B, below the £2.15B forecast; the previous reading was £2.683B. The next UK BoE Consumer Credit is due Monday, 30 November 2026 at 04:30 New York time (Oct. 2026).
Since 2016, UK BoE Consumer Credit has come in above forecast 65% of the time and below 35% (130 releases with a forecast); over the last 12 it beat 83%.
The average miss against forecast over the last 24 releases was 0.31£B: higher than expected is good for the GBP.
| Released | Period | Actual | Forecast | Previous | Vs forecast |
|---|---|---|---|---|---|
| 29 Oct 2026 05:30 | Sep. 2026 | £1.914B | £2.15B | £2.683B | below |
| 29 Sept 2026 04:30 | Aug. 2026 | £2.683B | £1.9B | £2.252B | above |
| 1 Sept 2026 04:30 | Jul. 2026 | £2.252B | £1.8B | £1.889B | above |
| 29 Jul 2026 04:30 | Jun. 2026 | £1.889B | £1.7B | £1.813B | above |
| 29 Jun 2026 04:30 | May. 2026 | £1.813B | £1.8B | £1.868B | above |
| 2 Jun 2026 04:30 | Apr. 2026 | £1.868B | £1.7B | £1.93B | above |
| 1 May 2026 04:30 | Mar. 2026 | £1.93B | £1.75B | £1.984B | above |
| 30 Mar 2026 04:30 | Feb. 2026 | £1.984B | £1.6B | £1.884B | above |
| 2 Mar 2026 04:30 | Jan. 2026 | £1.884B | £1.7B | £1.645B | above |
| 30 Jan 2026 04:30 | Dec. 2025 | £1.645B | £1.7B | £2.054B | below |
| 5 Jan 2026 04:30 | Nov. 2025 | £2.054B | £1.1B | £1.794B | above |
| 1 Dec 2025 04:30 | Oct. 2025 | £1.794B | £1.35B | £1.542B | above |
| 29 Oct 2025 05:30 | Sep. 2025 | £1.542B | £1.5B | £1.585B | above |
| 29 Sept 2025 04:30 | Aug. 2025 | £1.585B | £1.6B | £1.719B | below |
| 1 Sept 2025 04:30 | Jul. 2025 | £1.719B | £1.35B | £1.558B | above |
| 29 Jul 2025 04:30 | Jun. 2025 | £1.558B | £1.2B | £1.155B | above |
| 30 Jun 2025 04:30 | May. 2025 | £1.155B | £1.05B | £1.969B | above |
| 2 Jun 2025 04:30 | Apr. 2025 | £1.969B | £1.1B | £1.124B | above |
| 1 May 2025 04:30 | Mar. 2025 | £1.124B | £1.2B | £1.398B | below |
| 31 Mar 2025 04:30 | Feb. 2025 | £1.398B | £1.2B | £1.492B | above |
| 3 Mar 2025 04:30 | Jan. 2025 | £1.492B | £1.15B | £1.302B | above |
| 30 Jan 2025 04:30 | Dec. 2024 | £1.302B | £0.95B | £0.641B | above |
| 3 Jan 2025 04:30 | Nov. 2024 | £0.641B | £1.2B | £1.163B | below |
| 29 Nov 2024 04:30 | Oct. 2024 | £1.163B | £1.3B | £1.283B | below |
| 29 Oct 2024 05:30 | Sep. 2024 | £1.283B | £1.3B | £1.263B | below |
| 30 Sept 2024 04:30 | Aug. 2024 | £1.263B | £1.4B | £1.206B | below |
| 30 Aug 2024 04:30 | Jul. 2024 | £1.206B | £1.3B | £0.956B | below |
| 29 Jul 2024 04:30 | Jun. 2024 | £0.956B | £1.25B | £1.519B | below |
| 1 Jul 2024 04:30 | May. 2024 | £1.519B | £1.45B | £0.7B | above |
| 31 May 2024 04:30 | Apr. 2024 | £0.7B | £1.5B | £1.474B | below |
| 30 Apr 2024 04:30 | Mar. 2024 | £1.474B | £1.5B | £1.371B | below |
| 2 Apr 2024 04:30 | Feb. 2024 | £1.371B | £1.6B | £1.643B | below |
| 29 Feb 2024 04:30 | Jan. 2024 | £1.643B | £1.6B | £1.334B | above |
| 30 Jan 2024 04:30 | Dec. 2023 | £1.334B | £1.35B | £2.039B | below |
| 4 Jan 2024 04:30 | Nov. 2023 | £2.039B | £1.4B | £1.511B | above |
| 29 Nov 2023 04:30 | Oct. 2023 | £1.511B | £1.5B | £1.482B | above |
| 30 Oct 2023 05:30 | Sep. 2023 | £1.482B | £1.4B | £1.548B | above |
| 29 Sept 2023 04:30 | Aug. 2023 | £1.548B | £1.3B | £1.256B | above |
| 30 Aug 2023 04:30 | Jul. 2023 | £1.256B | £1.3B | £1.884B | below |
| 31 Jul 2023 04:30 | Jun. 2023 | £1.884B | £1.3B | £0.898B | above |
| 29 Jun 2023 04:30 | May. 2023 | £0.898B | £1.5B | £1.834B | below |
| 1 Jun 2023 04:30 | Apr. 2023 | £1.834B | £1.5B | £1.576B | above |
| 4 May 2023 04:30 | Mar. 2023 | £1.576B | £1.2B | £1.649B | above |
| 29 Mar 2023 04:30 | Feb. 2023 | £1.649B | £1.3B | £0.766B | above |
| 1 Mar 2023 04:30 | Jan. 2023 | £0.766B | £0.8B | £1.288B | below |
| 31 Jan 2023 04:30 | Dec. 2022 | £1.288B | £1.05B | £1.11B | above |
| 4 Jan 2023 04:30 | Nov. 2022 | £1.11B | £0.9B | £0.946B | above |
| 29 Nov 2022 04:30 | Oct. 2022 | £0.946B | £0.9B | £0.801B | above |
| 31 Oct 2022 05:30 | Sep. 2022 | £0.801B | £0.978B | £0.963B | below |
| 30 Sept 2022 04:30 | Aug. 2022 | £0.963B | £1.4B | £1.52B | below |
| 30 Aug 2022 04:30 | Jul. 2022 | £1.52B | £1.5B | £1.697B | above |
| 29 Jul 2022 04:30 | Jun. 2022 | £1.697B | £1B | £1.13B | above |
| 1 Jul 2022 04:30 | May. 2022 | £1.13B | £1.3B | £1.629B | below |
| 31 May 2022 04:30 | Apr. 2022 | £1.629B | £1.2B | £1.217B | above |
| 4 May 2022 04:30 | Mar. 2022 | £1.217B | £1.3B | £1.244B | below |
| 29 Mar 2022 04:30 | Feb. 2022 | £1.244B | £0.843B | £0.776B | above |
| 1 Mar 2022 04:30 | Jan. 2022 | £0.776B | £1.05B | £0.584B | below |
| 1 Feb 2022 04:30 | Dec. 2021 | £0.584B | £0.8B | £1.143B | below |
| 4 Jan 2022 04:30 | Nov. 2021 | £1.143B | £0.8B | £1.152B | above |
| 29 Nov 2021 04:30 | Oct. 2021 | £1.152B | £0.4B | £0.563B | above |
| 29 Oct 2021 04:30 | Sep. 2021 | £0.563B | £0.45B | £0.916B | above |
| 29 Sept 2021 04:30 | Aug. 2021 | £0.916B | £0.3B | £0.62B | above |
| 31 Aug 2021 04:30 | Jul. 2021 | £0.62B | £0.441B | £0.315B | above |
| 29 Jul 2021 04:30 | Jun. 2021 | £0.315B | £0.6B | £1.09B | below |
| 29 Jun 2021 04:30 | May. 2021 | £1.09B | £0.24B | £0.223B | above |
| 2 Jun 2021 04:30 | Apr. 2021 | £0.223B | £0.5B | £0.071B | below |
| 4 May 2021 04:30 | Mar. 2021 | £0.071B | -£0.5B | -£1.008B | above |
| 29 Mar 2021 04:30 | Feb. 2021 | -£1.008B | -£1.25B | -£2.586B | above |
| 1 Mar 2021 04:30 | Jan. 2021 | -£2.586B | -£1.9B | -£0.674B | below |
| 1 Feb 2021 04:30 | Dec. 2020 | -£0.674B | -£1.1B | -£1.973B | above |
| 4 Jan 2021 04:30 | Nov. 2020 | -£1.973B | -£1.5B | -£0.509B | below |
| 30 Nov 2020 04:30 | Oct. 2020 | -£0.509B | £0.15B | -£0.592B | below |
| 29 Oct 2020 05:30 | Sep. 2020 | -£0.592B | £0.75B | £0.356B | below |
| 29 Sept 2020 04:30 | Aug. 2020 | £0.356B | £1.45B | £1.283B | below |
| 1 Sept 2020 04:30 | Jul. 2020 | £1.283B | £0.678B | -£0.933B | above |
| 29 Jul 2020 04:30 | Jun. 2020 | -£0.933B | -£2B | -£4.692B | above |
| 29 Jun 2020 04:30 | May. 2020 | -£4.692B | -£2.5B | -£7.46B | below |
| 2 Jun 2020 04:30 | Apr. 2020 | -£7.46B | -£4.5B | -£3.301B | below |
| 1 May 2020 04:30 | Mar. 2020 | -£3.301B | £0.7B | £0.711B | below |
| 30 Mar 2020 04:30 | Feb. 2020 | £0.711B | £1.1B | £1.234B | below |
| 2 Mar 2020 04:30 | Jan. 2020 | £1.234B | £1.1B | £1.436B | above |
| 31 Jan 2020 04:30 | Dec. 2019 | £1.436B | £0.9B | £0.556B | above |
| 3 Jan 2020 04:30 | Nov. 2019 | £0.556B | £1B | £1.322B | below |
| 29 Nov 2019 04:30 | Oct. 2019 | £1.322B | £0.9B | £0.877B | above |
| 29 Oct 2019 05:30 | Sep. 2019 | £0.877B | £0.9B | £1.055B | below |
| 30 Sept 2019 04:30 | Aug. 2019 | £1.055B | £0.9B | £1.203B | above |
| 30 Aug 2019 04:30 | Jul. 2019 | £1.203B | £1B | £0.99B | above |
| 29 Jul 2019 04:30 | Jun. 2019 | £0.99B | £0.9B | £0.971B | above |
| 1 Jul 2019 04:30 | May. 2019 | £0.971B | £0.967B | £1.115B | above |
| 31 May 2019 04:30 | Apr. 2019 | £1.115B | £0.978B | £1.019B | above |
| 1 May 2019 04:30 | Mar. 2019 | £1.019B | £1B | £1.314B | above |
| 29 Mar 2019 05:30 | Feb. 2019 | £1.314B | £0.9B | £1.379B | above |
| 1 Mar 2019 04:30 | Jan. 2019 | £1.379B | £0.8B | £0.869B | above |
| 30 Jan 2019 04:30 | Dec. 2018 | £0.869B | £0.8B | £1.158B | above |
| 4 Jan 2019 04:30 | Nov. 2018 | £1.158B | £0.95B | £0.885B | above |
| 29 Nov 2018 04:30 | Oct. 2018 | £0.885B | £1B | £1.212B | below |
| 29 Oct 2018 05:30 | Sep. 2018 | £1.212B | £1.2B | £1.348B | above |
| 1 Oct 2018 04:30 | Aug. 2018 | £1.348B | £1.3B | £0.871B | above |
| 30 Aug 2018 04:30 | Jul. 2018 | £0.871B | £1.5B | £1.464B | below |
| 30 Jul 2018 04:30 | Jun. 2018 | £1.464B | £1.3B | £1.587B | above |
| 29 Jun 2018 04:30 | May. 2018 | £1.587B | £1.5B | £1.842B | above |
| 31 May 2018 04:30 | Apr. 2018 | £1.842B | £1.3B | £1.156B | above |
| 1 May 2018 04:30 | Mar. 2018 | £1.156B | £1.45B | £1.605B | below |
| 29 Mar 2018 04:30 | Feb. 2018 | £1.605B | £1.4B | £1.354B | above |
| 1 Mar 2018 04:30 | Jan. 2018 | £1.354B | £1.4B | £1.833B | below |
| 30 Jan 2018 04:30 | Dec. 2017 | £1.833B | £1.3B | £1.64B | above |
| 4 Jan 2018 04:30 | Nov. 2017 | £1.64B | £1.5B | £1.683B | above |
| 29 Nov 2017 04:30 | Oct. 2017 | £1.683B | £1.5B | £1.806B | above |
| 30 Oct 2017 05:30 | Sep. 2017 | £1.806B | £1.5B | £1.805B | above |
| 29 Sept 2017 04:30 | Aug. 2017 | £1.805B | £1.35B | £1.513B | above |
| 30 Aug 2017 04:30 | Jul. 2017 | £1.513B | £1.5B | £1.31B | above |
| 31 Jul 2017 04:30 | Jun. 2017 | £1.31B | £1.5B | £1.828B | below |
| 29 Jun 2017 04:30 | May. 2017 | £1.828B | £1.4B | £1.315B | above |
| 31 May 2017 04:30 | Apr. 2017 | £1.315B | £1.5B | £2.042B | below |
| 4 May 2017 04:30 | Mar. 2017 | £2.042B | £1.3B | £1.354B | above |
| 29 Mar 2017 04:30 | Feb. 2017 | £1.354B | £1.3B | £1.534B | above |
| 1 Mar 2017 04:30 | Jan. 2017 | £1.534B | £1.4B | £1.12B | above |
| 4 Jan 2017 04:30 | Nov. 2016 | £1.977B | £1.6B | £1.846B | above |
| 29 Nov 2016 04:30 | Oct. 2016 | £1.846B | £1.5B | £1.494B | above |
| 31 Oct 2016 05:30 | Sep. 2016 | £1.494B | £1.5B | £1.561B | below |
The next UK BoE Consumer Credit is due Monday, 30 November 2026 at 04:30 New York time (Oct. 2026).
The last UK BoE Consumer Credit (Sep. 2026, released 29 Oct 2026) came in at £1.914B, below the £2.15B forecast; the previous reading was £2.683B.
UK BoE Consumer Credit is released monthly by Central Bank. CRTLAB has 130 releases on record since 4 Jan 2016.
Since 2016, UK BoE Consumer Credit has come in above forecast 65% of the time and below 35% (130 releases with a forecast); over the last 12 it beat 83%.
The highest was £2.683B (Aug. 2026) and the lowest -£7.46B (Apr. 2020). The five-year average is 1.45£B.
Usually yes: a reading above forecast is the good surprise for the GBP, and the bigger the surprise the bigger the move. On this page, green marks a release that was good for the GBP against its forecast, red one that was bad.
Consumer credit (excluding student loans) is defined as borrowing by UK individuals to finance current expenditure on goods and/or services excluding loans issued by the Student Loans Company. Consumer credit (excluding student loans) is split into two components; credit card lending and ‘other’ lending (mainly overdrafts and other loans/advances).