At a glance
The short version
Fintokei runs 3 evaluation programs for forex and CFD traders. The headline one, StartTrader, asks for a 3% profit target with a 8% max max loss and a 2% daily loss limit. This page puts every Fintokei rule set in one table, runs each through thousands of simulated challenges to show what the rules alone do to your odds, and opens a chart that enforces them candle by candle — so you can rehearse the Fintokei challenge on real historical data before you pay for one.
Fintokei challenge rules, program by program
Rules as published on fintokei.com, checked 21 October 2026. Prop firms revise rules often — confirm on their site before you buy; the source for each program is in the fine print below. Account sizes offered: $5k, $10k, $20k, $50k, $100k, $200k, $400k.
What the Fintokei rules do to your odds
The same trader passes one firm's challenge far more often than another's, and the difference is the rules, not the trader. To isolate it, each program below was run through the CRTLAB challenge simulator for three traders: a break-even one (50% wins at 1:1 — zero edge, so any pass is the rules' slack plus luck), a small edge (45% at 1:1.5) and a solid edge (45% at 1:2).
Of Fintokei's 3 programs, StartTrader leaves a break-even trader the most room (33.9% pass) and ProTrader Swing the least (25.8%).
| Program | Break-even trader | Small edge | Solid edge |
|---|---|---|---|
| StartTrader | 33.9% | 43.4% | 51.8% |
| ProTrader | 25.8% | 69.4% | 93.3% |
| ProTrader Swing | 25.8% | 69.4% | 93.3% |
Simulated: $100k account, 1% risk per trade, 2 trades a day, 60 trading days or the program's own limit; multi-phase programs multiply each phase's pass rate. Min-day and consistency rules are not simulated. Run your own numbers in the prop firm challenge calculator.
The rule most likely to end a Fintokei attempt
On StartTrader the target (3%) is no larger than the loss allowance (8%). That is a generous shape — the account can absorb as much as it needs to make — and it is why this program's odds sit close to what your edge alone would predict.
There is a 2% daily loss limit, measured from the higher of the day's starting balance and equity. That is 4 bad days' worth of total room, so the daily limit, not the max loss, is what a revenge-trading session runs into first.
You need at least 3 trading days before a phase can pass, so a single big day does not finish it.
The clock matters: 60 days to finish.
In simulation, a trader with a small edge (45% wins at 1:1.5, 1% risk) fails 0% of phase-one attempts on the max loss and 56.6% on the daily limit; the ones who pass take a median of 2 trading days.
Rehearse the Fintokei challenge on a real chart
The button opens CRTLAB with prop firm mode running on Fintokei's StartTrader rules. The chart's HUD carries your progress to target, the distance to the max loss and the daily floor, and it calls the verdict — passed, phase two, or breached — the moment a rule is hit, exactly as the firm's dashboard would. Every Fintokei program and account size is one click away in the rules panel, and so are the other 98 firms in the catalogue.
What makes it a rehearsal rather than a demo account: you replay real historical data, candle by candle, on any of 38 markets from 1-minute to weekly, and you can do in an evening what a live challenge takes a month to show you. Run the same week three times with three different risk sizes and watch which one the max floor catches.
There is no account to fund and no time limit on practice — the replay waits for you. When your rehearsals pass consistently, you know the edge survives Fintokei's rules before the fee is spent.
Fintokei fine print worth knowing
StartTrader: Max 60 days to hit target. Max 3% risk on open trades. Time limit min 3 trading days. Fintokei's rules page.
ProTrader: Min 3 profitable days per phase. Max 3% risk on open trades. Max loss type not stated. Fintokei's rules page.
ProTrader Swing: Daily loss limit from closed balance only. Swap-free. Max loss type not stated. Fintokei's rules page.
Frequently asked questions
Is this the official Fintokei challenge?
No. CRTLAB is an independent backtesting platform and is not affiliated with Fintokei. It reproduces Fintokei's published rules (checked 21 October 2026) so you can practise against them on historical data; passing here does not fund an account.
What is the Fintokei max drawdown?
StartTrader: 8% (type n/s); ProTrader: 10% (type n/s); ProTrader Swing: 10% (type n/s).
Does Fintokei have a daily loss limit?
StartTrader: 2%; ProTrader: 5%; ProTrader Swing: 5%.
What is the Fintokei profit target?
StartTrader: 3%; ProTrader: 8% then 6%; ProTrader Swing: 8% then 6%.
Is the Fintokei simulator free?
CRTLAB is free to try. You get prop firm mode with Fintokei's rules and every other firm's, with every tool the product has, for your first 10,000 candles of replay — roughly two hours of stepping through a chart, no card needed. After the sample, unlimited replay is $14.99 a month, cancel any time. Prop firm mode itself is never behind a paywall.