At a glance
The short version
Finotive Funding runs 2 evaluation programs for forex and CFD traders. The headline one, 2-Step, asks for 7.5% then 5% across 2 phases with a 9% max max loss and a 4.5% daily loss limit. This page puts every Finotive Funding rule set in one table, runs each through thousands of simulated challenges to show what the rules alone do to your odds, and opens a chart that enforces them candle by candle — so you can rehearse the Finotive Funding challenge on real historical data before you pay for one.
Finotive Funding challenge rules, program by program
Rules as published on finotivefunding.com, checked 21 October 2026. Prop firms revise rules often — confirm on their site before you buy; the source for each program is in the fine print below. Account sizes offered: $3k, $5k, $10k, $25k, $50k, $100k, $200k.
What the Finotive Funding rules do to your odds
The same trader passes one firm's challenge far more often than another's, and the difference is the rules, not the trader. To isolate it, each program below was run through the CRTLAB challenge simulator for three traders: a break-even one (50% wins at 1:1 — zero edge, so any pass is the rules' slack plus luck), a small edge (45% at 1:1.5) and a solid edge (45% at 1:2).
Of Finotive Funding's 2 programs, Finotive Pro leaves a break-even trader the most room (33.8% pass) and 2-Step the least (27.3%).
| Program | Break-even trader | Small edge | Solid edge |
|---|---|---|---|
| 2-Step | 27.3% | 68.9% | 91% |
| Finotive Pro | 33.8% | 73.7% | 93.4% |
Simulated: $100k account, 1% risk per trade, 2 trades a day, 60 trading days or the program's own limit; multi-phase programs multiply each phase's pass rate. Min-day and consistency rules are not simulated. Run your own numbers in the prop firm challenge calculator.
The rule most likely to end a Finotive Funding attempt
On 2-Step the target (7.5%) is no larger than the loss allowance (9%). That is a generous shape — the account can absorb as much as it needs to make — and it is why this program's odds sit close to what your edge alone would predict.
There is a 4.5% daily loss limit. With only 9% in total, two bad days are the whole account.
You need at least 2 trading days before a phase can pass, so a single big day does not finish it.
In simulation, a trader with a small edge (45% wins at 1:1.5, 1% risk) fails 16.1% of phase-one attempts on the max loss; the ones who pass take a median of 15 trading days.
Rehearse the Finotive Funding challenge on a real chart
The button opens CRTLAB with prop firm mode running on Finotive Funding's 2-Step rules. The chart's HUD carries your progress to target, the distance to the max loss and the daily floor, and it calls the verdict — passed, phase two, or breached — the moment a rule is hit, exactly as the firm's dashboard would. Every Finotive Funding program and account size is one click away in the rules panel, and so are the other 98 firms in the catalogue.
What makes it a rehearsal rather than a demo account: you replay real historical data, candle by candle, on any of 38 markets from 1-minute to weekly, and you can do in an evening what a live challenge takes a month to show you. Run the same week three times with three different risk sizes and watch which one the max floor catches.
There is no account to fund and no time limit on practice — the replay waits for you. When your rehearsals pass consistently, you know the edge survives Finotive Funding's rules before the fee is spent.
Finotive Funding fine print worth knowing
2-Step: Split 80%. Max loss type not stated. Finotive Funding's rules page.
Finotive Pro: Split 80% (100% after 30 days). Max loss type not stated. Finotive Funding's rules page.
Frequently asked questions
Is this the official Finotive Funding challenge?
No. CRTLAB is an independent backtesting platform and is not affiliated with Finotive Funding. It reproduces Finotive Funding's published rules (checked 21 October 2026) so you can practise against them on historical data; passing here does not fund an account.
What is the Finotive Funding max drawdown?
2-Step: 9% (type n/s); Finotive Pro: 8% (type n/s).
Does Finotive Funding have a daily loss limit?
2-Step: 4.5%; Finotive Pro: 4%.
What is the Finotive Funding profit target?
2-Step: 7.5% then 5%; Finotive Pro: 10%.
Is the Finotive Funding simulator free?
CRTLAB is free to try. You get prop firm mode with Finotive Funding's rules and every other firm's, with every tool the product has, for your first 10,000 candles of replay — roughly two hours of stepping through a chart, no card needed. After the sample, unlimited replay is $14.99 a month, cancel any time. Prop firm mode itself is never behind a paywall.